August 2012 Archives

August 31, 2012

What is the value of a death case in Maryland?

Families of those who lose a loved one often want to know what the value is of the legaljustice-scales-bw.jpg claims that can be brought against those responsible for the death. How in the world can anyone put a value on someone's life? Therefore, at the outset, I am reminded of some words of wisdom that one of Maryland's top mediators has occasionally bestowed upon my clients at mediations involving the death of a loved one:

"We are not putting a value of your son's life, we are discussing the value of this particular lawsuit. There is a big difference."
The bottom line truth is that the value of any death case based on negligence in Maryland is generally limited by Maryland's cap on non-economic damages plus any economic losses that can be established at trial.

In my opinion, the value of most wrongful death claims in Maryland is at least the applicable cap on damages plus any proven economic losses. Of course this value can change if liability is in dispute, if there is limited insurance coverage, or, in extremely rare circumstances if punitive damages can be established and collected.

A few things additional things to consider:

1. The value of wrongful death claims in Maryland is limited by tort reform. Maryland has a cap on non-economic damages. For personal injury cases such as car accidents and slip and falls, the cap is approximately $755,000.00 for any single claim, and the cap is about $1,132,500.0 for all wrongful death claims with 2 or more beneficiaries. Therefore, the amount that can be recovered in any wrongful death case is limited to economic losses sustained plus the cap.

In 2005 there was a special legislative session held, and additional tort reform was passed further limiting non-economic damages in medical malpractice cases that result in death. For medical malpractice cases in Maryland, the cap on non-economic damages for claims arising after 1/1/12 is $710,000.00 for an individual claim, and $887,500.00 for all wrongful death claims.

2. Insurance Coverage. Often times, the value of a wrongful death claim is limited by the amount of insurance coverage the "at fault" party has. Hiring an experienced wrongful death lawyer is important because we are trained to try to identify additional theories of liability and additional defendants which can trigger additional insurance coverage. For more information about this, see an Article I wrote for other attorneys titled Not so Fast...Don't Accept A Low Policy Limits Settlement Offer For Your Catastrophically Injured Client. DOCKG Summer 08trialreparticle.pdf


3. When a person dies in Maryland, multiple claims arise. The estate of the person who dies can bring a survival action on behalf of the individual for funeral expenses, economic losses and pain and suffering that the decedent suffered between injury and death. This survival claim is brought by the Personal Representative of the Estate of the person who died. In addition to the survival claim, the spouse, children and parents of the deceased person each have an individual "wrongful death claim." These "Maryland Wrongful Death Claims" are statutory claims governed by Section 3-904 of the Courts and Judicial Proceedings Article of the Maryland Code.

4. The statute of limitations for wrongful death cases in Maryland is 3 years from the date of death. There is a statutory exception to this rule is for "occupational disease" contracted in the workplace (e.g. asbestos cases). In those cases the statute of limitations can be extended to the shorter of 10 years from the date of death or within 3 years of the date when the cause of death was discovered. TO BE SAFE, ASSUME THAT THE STATUTE OF LIMITATIONS FOR ANY MARYLAND WRONGFUL DEATH CLAIM IN 3 YEARS FROM THE DATE OF DEATH.

5. Choice of Law Can Have A Huge Impact On Case Value. If a Maryland resident dies as a result of a wrongful act that occurs in another State, the Maryland Court will apply the law of that State. This is important because Maryland's neighboring States-Washington, D.C. and Virginia-do not have a cap on non-economic damages in personal injury cases (note: Virginia does have a cap on damages in Medical Malpractice cases). A good wrongful death attorney can help determine whether there are any ways to get around Maryland's cap on non-economic damages by either filing in another state or getting the Maryland Courts to apply another state's substantive law.

6. Punitive Damages: It is nearly impossible to get punitive damages in a wrongful death case based on negligence in Maryland. Generally speaking, the only way to get punitive damages in Maryland is to prove that the act that caused the death was intentional. A problem can arise because once a lawyer establishes that the negligent act was intentional, the liability carrier may take the position that there is no insurance coverage. Unlike many other states, punitive damages are extremely rare in Maryland.

Conclusion: When a loved one dies as a result of someone else's negligence in Maryland, it is important to discuss the legal actions with a personal injury lawyer familiar with Maryland's wrongful death law. The value of wrongful death cases in Maryland is often limited by Maryland's cap on non-economic damages, and by limited insurance coverage. Our job, as Maryland personal injury lawyers, is to help the families of those who lose a loved one to maximize the damages that they recover.

August 29, 2012

Energy Drinks being Investigated By NY Attorney General

Good news folks! New York's Attorney General has undertaken an investigation of the energy drink industry, and according to the Wall Street Journal, subpoenas have been served on Monster and 5 Hour Energy. This is critically important because the Food and Drug Administration has refused to regulate this industry (they have good lobbyists). Energy Drink makers skirt around FDA regulation by claiming that they are dietary supplements rather than "beverages." Energy Drinks often do not disclose the true amount of caffeine in their product. For example, Monster indicates that it has an "Energy Blend" which includes caffeine but they do not tell consumers how much caffeine is in the product. The product also contains Guarana and Panax Ginseng. Guarana is essentially caffeine, and Panax Ginseng is not supposed to be ingested with caffeine according to the NIH website. Hopefully New York's investigation of this industry will save lives.

Our law firm represents individuals who suffer injury or death as a result of consuming energy drinks. There are scientific articles that conclude that Energy Drinks impact the heart. People with known or unknown cardiac conditions should not be consuming energy drinks. Unfortunately, many energy drinks do not provide an adequate warning to consumers.

For more information about energy drinks see or blog entry from January 28, 2012

To see a Wall Street Journal Article about the AG's investiation click here: Wall Street Journal Article

August 25, 2012

Alcohol and Boating--Not a Good Mix In Maryland

According to the Maryland Department of Natural Resources, in 2011 there were 6 deaths, 8 injuries, 124 arrests and 23 boat accidents involving alcohol consumption while operating a boat. This week there was a very serious boat accident in Anne Arundel County Maryland. Several children were injured including one who may have a fractured skull. Our thoughts and prayers go out to the children and families of those injured in the boat accident that occurred on Wednesday in Anne Arundel County, Maryland.

Boating and DrinkingAccording to The Washington Post, A boat operated by Maryland Delegate Donald Dwyer, apparently crashed into a boat full of children (and two adults) on the Magothy River in Anne Arundel County, Maryland. Four were injured including a 5 year old girl who was flown from the site of the boat accident to Johns Hopkins Hospital. According to The Washington Post, Delegate Dwyer may have been intoxicated at the time of the crash, and he even admitted "It is true that I was drinking while operating my boat."

In terms of civil liability for this boat crash, Boat accidents on navigable waters in Maryland are governed by Maritime law rather than by Maryland common law. Therefore, the doctrine of contributory negligence does not apply (not that it would apply to this case anyway---young children cannot be contributorily negligent in Maryland). Hopefully Delegate Dwyer had purchased liability insurance for the boat that he was operating.

If Delegate Dwyer was in fact under the influence of alcohol at the time of the boat crash, then he will likely face criminal charges for this Maryland boat accident as well. In Maryland it is illegal to operate a boat while even under the influence of alcohol or drugs. The applicable law is in the Natural Resources SEction of the Maryland COde at Section 8-738. The penalty for a first offense of driving a boat while drunk is up to a year in jail and a $1,000.00 fine for a first offense. He would most likely only be charged with midemeanors because the only felony would be for operating a boat under the influence of drugs or alcohol that kills someone. The law is set forth below:

§ 8-738. Operation of vessel while under the influence of alcohol or drugs prohibited

(a) Subject to subsection (g) of this section, a person may not operate or attempt to operate a vessel while the person:

(1) Is under the influence of alcohol;

(2) Is impaired by alcohol;

(3) Is so far impaired by any drug, combination of drugs, or combination of one or more drugs and alcohol that the person cannot operate a vessel safely; or

(4) Is impaired by any controlled dangerous substance, as defined in § 5-101 of the Criminal Law Article, unless the person is entitled to use the controlled dangerous substance under the laws of the State.